Best 2 Year Cd Rates

Jan 12, 2021 Below is our guide to help you, our readers, find the best or top 2-Year CD rates. In summary, certificate of deposits, otherwise known as CDs, will offer you the best secure return on your money when you invest it with your bank or credit union of choice. The best route to take if you want to foresee the best return is with online banks. The 2-year CD from Quontic Bank is a great option for anyone looking to lock up their funds for a couple of years. With the Quontic Bank 2-year CD, you’ll earn a solid 0.70% APY. Quontic offers other CDs as well, with terms ranging from six months to three years. APYs start at 0.60% for a 6-month term and increase up to 0.75% for the 3-year CD.

BankTypeAPYActionsLast
Checked
Delta Community Credit Union 2 Year CD 0.95%
(down from 1.00%)
Email this rate »
Get Rate Alerts »
Mar 4
(2 days ago)
Goldwater Bank 2 Year CD 0.80%
(up from 0.75%)
Email this rate »
Get Rate Alerts »
Mar 4
(2 days ago)
Abound Credit Union 2 Year CD 0.80%
(down from 0.85%)
Email this rate »
Get Rate Alerts »
Mar 4
(2 days ago)
Live Oak Bank 2 Year CD 0.70%
(down from 0.80%)
Email this rate »
Get Rate Alerts »
Mar 4
(2 days ago)
BAC Florida 2 Year CD 0.65%
(down from 0.80%)
Email this rate »
Get Rate Alerts »
Mar 4
(2 days ago)
TAB Bank 2 Year CD 0.60%
(down from 0.70%)
Email this rate »
Get Rate Alerts »
Mar 4
(2 days ago)

BankTypeAPYActionsLast
Checked
Synchrony Bank 2 Year CD 0.60%
(down from 0.65%)
Email this rate »
Get Rate Alerts »
Mar 4
(2 days ago)
Apple Federal Credit Union 2 Year CD 0.60%
(down from 0.65%)
Email this rate »
Get Rate Alerts »
Mar 5
(Yesterday)
Marcus (Goldman Sachs Bank) 2 Year CD 0.55%
(down from 0.65%)
Email this rate »
Get Rate Alerts »
Mar 5
(Yesterday)
Bank5 Connect 2 Year CD 0.50%
(down from 0.60%)
Email this rate »
Get Rate Alerts »
Mar 5
(Yesterday)
Self Help Credit Union 2 Year CD 0.45%
(down from 0.55%)
Email this rate »
Get Rate Alerts »
Mar 4
(2 days ago)
Quaint Oak Bank 2 Year CD 0.45%
(down from 0.55%)
Email this rate »
Get Rate Alerts »
Mar 4
(2 days ago)

However, the longer the term, the more significant the penalties we discussed above can be. For example, a 5 year CD might have a 1 year interest penalty for early withdraw. That's pretty significant. If you're looking for short term CDs, check out this: Best 12 Month CD Rates. The Best 2-Year CD Rates. Bank/Credit Union APY Minimum; Connexus Credit Union: 0.81%: $5,000: CommunityWide FCU: 0.80%: $1,000: Quontic Bank: 0.70%: $500: The Best 3-Year CD Rates. Best 2 Year CD Rates Available Nationwide, Government Insured - February 13, 2021, 10:38 am PT ALL 6 Month CD 1 Year CD 2 Year CD 3 Year CD 4 Year CD 5 Year CD 7 Year CD 10 Year CD.

`
BankTypeAPYActionsLast
Checked
CD Bank 2 Year CD 0.40%
(down from 0.65%)
Email this rate »
Get Rate Alerts »
Mar 4
(2 days ago)
American Express 2 Year CD 0.40%
(down from 0.55%)
Email this rate »
Get Rate Alerts »
Mar 4
(2 days ago)
Elements Financial 2 Year CD 0.40%
(down from 0.50%)
Email this rate »
Get Rate Alerts »
Mar 4
(2 days ago)
Virtual Bank 2 Year CD 0.40%
(down from 0.55%)
Email this rate »
Get Rate Alerts »
Mar 4
(2 days ago)
Capital One 2 Year CD 0.25%
(down from 0.40%)
Email this rate »
Get Rate Alerts »
Mar 3
(3 days ago)
Gulf Coast Bank 2 Year CD 0.25%
(down from 0.35%)
Email this rate »
Get Rate Alerts »
Mar 4
(2 days ago)

Best Cd Rates

`
BankTypeAPYActionsLast
Checked
Barclays Bank 2 Year CD 0.25%
(down from 0.30%)
Email this rate »
Get Rate Alerts »
Mar 4
(2 days ago)
Capital One 360 2 Year CD 0.25%
(down from 0.40%)
Email this rate »
Get Rate Alerts »
Mar 3
(3 days ago)
Vio Bank 2 Year CD 0.25%
(down from 0.35%)
Email this rate »
Get Rate Alerts »
Mar 4
(2 days ago)
MidFirst Direct 2 Year CD 0.20%
(down from 0.25%)
Email this rate »
Get Rate Alerts »
Mar 4
(2 days ago)
Nationwide Bank 2 Year CD 0.20%
(down from 0.40%)
Email this rate »
Get Rate Alerts »
Mar 5
(Yesterday)
Nat'l Bank of Kansas City 2 Year CD 0.20%
(down from 0.35%)
Email this rate »
Get Rate Alerts »
Mar 4
(2 days ago)
Ameriprise Bank 2 Year CD 0.15%
(down from 0.25%)
Email this rate »
Get Rate Alerts »
Mar 4
(2 days ago)
`
BankTypeAPYActionsLast
Checked
First Command Bank 2 Year CD 0.15%
(down from 0.20%)
Email this rate »
Get Rate Alerts »
Mar 4
(2 days ago)
Charles Schwab Bank 2 Year CD 0.03%
(down from 0.15%)
Email this rate »
Get Rate Alerts »
Mar 4
(2 days ago)
Bank of America 2 Year CD 0.03%
(up from 0.01%)
Email this rate »
Get Rate Alerts »
Mar 3
(3 days ago)
`
BankTypeAPYActionsLast
Checked
Delta Community Credit Union 2 Year CD 0.95%
(down from 1.00%)
Email this rate »
Get Rate Alerts »
Mar 4
(2 days ago)
Goldwater Bank 2 Year CD 0.80%
(up from 0.75%)
Email this rate »
Get Rate Alerts »
Mar 4
(2 days ago)
Abound Credit Union 2 Year CD 0.80%
(down from 0.85%)
Email this rate »
Get Rate Alerts »
Mar 4
(2 days ago)
Live Oak Bank 2 Year CD 0.70%
(down from 0.80%)
Email this rate »
Get Rate Alerts »
Mar 4
(2 days ago)
BAC Florida 2 Year CD 0.65%
(down from 0.80%)
Email this rate »
Get Rate Alerts »
Mar 4
(2 days ago)
TAB Bank 2 Year CD 0.60%
(down from 0.70%)
Email this rate »
Get Rate Alerts »
Mar 4
(2 days ago)

BankTypeAPYActionsLast
Checked
Synchrony Bank 2 Year CD 0.60%
(down from 0.65%)
Email this rate »
Get Rate Alerts »
Mar 4
(2 days ago)
Apple Federal Credit Union 2 Year CD 0.60%
(down from 0.65%)
Email this rate »
Get Rate Alerts »
Mar 5
(Yesterday)
Marcus (Goldman Sachs Bank) 2 Year CD 0.55%
(down from 0.65%)
Email this rate »
Get Rate Alerts »
Mar 5
(Yesterday)
Bank5 Connect 2 Year CD 0.50%
(down from 0.60%)
Email this rate »
Get Rate Alerts »
Mar 5
(Yesterday)
Self Help Credit Union 2 Year CD 0.45%
(down from 0.55%)
Email this rate »
Get Rate Alerts »
Mar 4
(2 days ago)
Quaint Oak Bank 2 Year CD 0.45%
(down from 0.55%)
Email this rate »
Get Rate Alerts »
Mar 4
(2 days ago)
` Best 2 Year Cd Rates
BankTypeAPYActionsLast
Checked
CD Bank 2 Year CD 0.40%
(down from 0.65%)
Email this rate »
Get Rate Alerts »
Mar 4
(2 days ago)
American Express 2 Year CD 0.40%
(down from 0.55%)
Email this rate »
Get Rate Alerts »
Mar 4
(2 days ago)
Elements Financial 2 Year CD 0.40%
(down from 0.50%)
Email this rate »
Get Rate Alerts »
Mar 4
(2 days ago)
Virtual Bank 2 Year CD 0.40%
(down from 0.55%)
Email this rate »
Get Rate Alerts »
Mar 4
(2 days ago)
Capital One 2 Year CD 0.25%
(down from 0.40%)
Email this rate »
Get Rate Alerts »
Mar 3
(3 days ago)
Gulf Coast Bank 2 Year CD 0.25%
(down from 0.35%)
Email this rate »
Get Rate Alerts »
Mar 4
(2 days ago)
`
BankTypeAPYActionsLast
Checked
Barclays Bank 2 Year CD 0.25%
(down from 0.30%)
Email this rate »
Get Rate Alerts »
Mar 4
(2 days ago)
Capital One 360 2 Year CD 0.25%
(down from 0.40%)
Email this rate »
Get Rate Alerts »
Mar 3
(3 days ago)
Vio Bank 2 Year CD 0.25%
(down from 0.35%)
Email this rate »
Get Rate Alerts »
Mar 4
(2 days ago)
MidFirst Direct 2 Year CD 0.20%
(down from 0.25%)
Email this rate »
Get Rate Alerts »
Mar 4
(2 days ago)
Nationwide Bank 2 Year CD 0.20%
(down from 0.40%)
Email this rate »
Get Rate Alerts »
Mar 5
(Yesterday)
Nat'l Bank of Kansas City 2 Year CD 0.20%
(down from 0.35%)
Email this rate »
Get Rate Alerts »
Mar 4
(2 days ago)
Ameriprise Bank 2 Year CD 0.15%
(down from 0.25%)
Email this rate »
Get Rate Alerts »
Mar 4
(2 days ago)
Rates `

Online Cd Rates 2 Years

BankTypeAPYActionsLast
Checked
First Command Bank 2 Year CD 0.15%
(down from 0.20%)
Email this rate »
Get Rate Alerts »
Mar 4
(2 days ago)
Charles Schwab Bank 2 Year CD 0.03%
(down from 0.15%)
Email this rate »
Get Rate Alerts »
Mar 4
(2 days ago)
Bank of America 2 Year CD 0.03%
(up from 0.01%)
Email this rate »
Get Rate Alerts »
Mar 3
(3 days ago)

Best 2 Year Cd Rates 2019

Year

5 Year Cd Rates

`